Wallet management
See your balance at a glance, hide it in public, and keep track of money in and out.
Product preview · Coming soon
Banking, made simpler.
One calm, clear place to hold money, send transfers, buy airtime and pay bills — designed for everyday life in Nigeria.
ApexPay is not a bank and does not yet offer accounts. It intends to partner with a licensed financial institution; no partnership has been confirmed.
AO
Good morning
Adaeze
Sample balance
₦482,350.75
Not real fundsSend
Receive
Airtime
Bills
Recent activity
Salary (sample)
27 Oct
+₦350,000.00
Tunde Bakare
26 Oct
−₦85,000.00
MTN Airtime
26 Oct
−₦2,000.00
Electricity bill
25 Oct
−₦15,000.00
Features
Everything you need for everyday money
Five essentials, done properly — without the clutter.
Transfers
Send to saved beneficiaries with a clear review step before anything is confirmed.
Transaction history
Search and filter every transaction with readable descriptions and dates.
Airtime and bills
Top up airtime and data, and pay everyday bills from one simple screen.
Account management
Manage your profile, security preferences and notifications in one place.
Prototype
Explore the ApexPay app
Every screen uses fictional sample data. No real money is involved.
Open the appHow it works
Get started in three steps
- 01
Create your profile
Sign up with your email and a strong password. Only the details we genuinely need.
- 02
Verify your identity
Identity checks will be handled with a licensed partner institution once confirmed.
- 03
Start managing money
Fund your wallet, send money, buy airtime and pay bills — all from your phone.
Security & privacy
Built around trust from day one
Security commitments are being designed now. Specific controls will be confirmed before any live service launches.
Read about securityEncryption by design
The platform is being designed to encrypt data in transit and at rest.
Strong sign-in
Secure authentication and device protection are planned for the next stage.
Privacy controls
Hide balances on screen and collect only the information that is necessary.
Partner safeguards
Customer funds will only be handled by a licensed financial institution partner.
FAQ