This is a placeholder draft. It has not been reviewed by legal counsel and must be replaced with approved terms, including legal entity details, before launch.
Product preview
This website and demo app are a demonstration of a product in development. They do not provide banking, payment or financial services.
Not a bank
ApexPay is not a bank and holds no banking licence. It intends to partner with a licensed financial institution; no such partnership has been confirmed.
No real transactions
All balances, transfers, payments and cards in the demo are simulated. No money is moved and no confirmations issued in the demo have any financial effect.
Changes
These terms will be replaced with full, legally reviewed terms before any live service is offered.